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近期重要財經資訊 |
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資通產品出口 表現最亮眼 【經濟日報 / 2025-5-9】
財政部昨 ( 8 ) 日公布 4 月出口統計，其中資通與視聽產品出口 188.3 億美元，創歷年單月新高，年增逾六成，是出口強勁成長的最大功臣。前四月資通與視聽產品出口占比達 35％，刷新紀錄，已與電子零組件占比旗鼓相當。 |
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房市政策再受檢視 新青安 4 月「雙跌」 【住展 / 2024-5-25】
財政部本 ( 5 ) 月 20 日公布最新統計，數據顯示新青安貸款 4 月受理件數與核貸金額雙雙下滑，分別為 4,422 件、370.51 億元，與去年同期相較減少逾 3 成，顯示購屋買氣轉趨保守。 |
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主計總處下修今年全年 CPI 至 1.88% 近 5 年最低 【中央社 / 2024-5-28】
主計總處今天公布經濟預測，儘管關稅陰霾仍未散去，2025 年經濟成長率僅微幅下修至 3.10%，消費者物價上漲率 ( CPI ) 也下修至 1.88%，為近 5 年最低水準。 |
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台經院 4 月製造業信號值小升，惟續亮黃藍燈 【 MoneyDJ 新聞 / 2025-5-29】
台灣經濟研究院今 ( 29 ) 日公布製造業景氣燈號，因關稅戰不確定性仍在，全球製造業景氣仍低迷，今 ( 2025 ) 年 4 月製造業景氣信號值為 12.73 分，雖受惠關稅暫緩實施帶來的提前拉貨效應，較 3 月小升 0.44 分，但燈號連續第二個月亮出代表景氣低迷的黃藍燈。 |
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Fed 降息牽動市場資金流向 外銀：美元弱 亞幣未必走升 【工商時報 / 2025-6-2】
市場對美國聯準會 ( Fed ) 迅速降息預期降溫，Fed 官員也釋出觀望態度，強調未來的通膨數據、就業表現及中美貿易談判進展，將成為是否降息的重要依據。外銀強調，各國央行應對美降息策略，將影響貨幣強弱與資金流向，尤其美元疲弱，亞幣未必一定有升值潛力。 |
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央行打炒房措施超細膩管制 防堵市場巧立名目 【經濟日報 / 2025-6-2】
央行雖暫未加碼選擇性信用管制，但打炒房措施持續精進，日前又糾正銀行，明令禁止過往常見的將房貸壽險保費融資設定房產二順位抵押作法，另過去常見土建融容積移轉，向銀行進行抵押貸款，也已限縮。國銀主管坦言央行此次管制的細緻程度確實前所未見。 |
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近期地上權招標案 |
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信義區逸仙段國有土地地上權案 北市：簽約完成 【中央社 / 2025-5-1】
台北市財政局今天表示，與國防部合作逸仙段國有土地設定地上權案，由海悅建設得標並簽約完成，此案為設定地上權 70 年，土地位於仁愛路 4 段、國父紀念館對面，占地約 294 坪。 |
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活化資產 土銀推出該行首家地上權標租案 【經濟日報 / 2025-5-16】
土地銀行今 ( 16 ) 日宣布推出首宗地上權案，該案位於中部南投市精華區，權利金底價訂在 2,009 萬元，約當土地市價一成。 |
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輝達落腳北士科？ 北市府：地上權移轉須符合一定要件 【自由財經 / 2025-5-16】
產發局長陳俊安表示，輝達之前探尋台北市適合的土地時，市府有盤點提供北士科的選項給他們，也提到 T17、T18 有設定地上權的問題，而對方也有詢問北士科公有土地的狀況，北市府對於輝達一定全力爭取、全力協助。 |
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近期景氣對策信號 Business Cycle Indicators - Light Signal & Total Scores |
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- 2025 年 4 月景氣對策信號綜合判斷分數為 33 分，較上月上修值 35 分減少 2 分，燈號續呈黃紅燈。其中，製造業銷售量指數因 AI 應用商機熱絡、客戶端提前拉貨而增加 1 分，轉為紅燈；惟受國際關稅政策影響，股價指數轉為黃藍燈，減少 2 分，製造業信心指標則轉呈藍燈，減少 1 分。另領先指標續為下滑，同時指標仍呈上升，顯示當前國內景氣維持成長，但須密切關注後續變化。
The composite score of the business cycle indicators for April 2025 was 33 points, a decrease of 2 points from the revised figure of 35 points in the previous month, with the signal remaining at a yellow-red light. The manufacturing sales index turned to a red light, benefiting from strong AI-driven business opportunities and clients pulling in orders ahead of schedule. However, the stock price index shifted to a yellow-blue light, dropping 2 points due to the impact of international tariff policies, while the manufacturing confidence indicator turned to a blue light, decreasing by 1 point. Additionally, the leading indicator continued to decline, while the coincident indicator remained on the rise, suggesting that the domestic economy is maintaining growth. Nonetheless, close attention should be paid to future developments.
- 展望未來，國際機構雖下修今年全球經貿成長率，惟國際雲端服務供應商擴大資本支出，且 AI 等新興科技應用加速推展，對我國半導體先進製程及伺服器等供應鏈需求殷切，有助維繫我國出口動能；投資方面，隨國內半導體業者持續投入高階製程研發及擴充產能，國內外大廠加碼在臺投資布局，以及企業朝向淨零及數位升級轉型，均有助推升投資動能；消費方面，國內就業市場穩定及薪資成長，加上政府持續優化所得稅制及推出各項減輕人民負擔措施，提升家庭可支配所得，民間消費力道可望延續。
Looking ahead, although international institutions have revised down the global economic and trade growth forecast for this year, increased capital expenditures by global cloud service providers and the accelerated adoption of emerging technologies such as AI have driven strong demand for Taiwan’s advanced semiconductor processes and server-related supply chains, helping sustain the country’s export momentum.
In terms of investment, continued R&D and capacity expansion in advanced processes by domestic semiconductor companies, increased investments in Taiwan by major international corporations, and the corporate push toward net-zero emissions and digital transformation are all expected to boost investment momentum.
On the consumption front, a stable labor market, steady wage growth, along with ongoing government efforts to optimize the income tax system and introduce various relief measures, have improved household disposable income, supporting continued private consumption.
資料來源：國家發展委員會，統計至 2025 年 4 月。
Source：National Development Commission, data updated until Apr 2025.
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五大銀行新承做購屋貸款金額與利率 Taiwan’s Top Five Bank’s Average Mortgage Rate and Amount |
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- 本 ( 2025 ) 年 4 月五大銀行 (台銀、合庫銀、土銀、華銀及一銀)新承做放款加權平均利率為 2.214％，較 3 月的 2.111％上升 0.103 個百分點，主要係因週轉金貸款利率較 3 月上升所致。若不含國庫借款，本年 4 月五大銀行新承做放款加權平均利率為 2.216％，亦較 3 月的 2.166％上升 0.05 個百分點。
In April 2025, the weighted average interest rate on new loans issued by Taiwan's five major banks (Bank of Taiwan, Taiwan Cooperative Bank, Land Bank of Taiwan, Hua Nan Bank, and First Bank) was 2.214%, an increase of 0.103 percentage points from 2.111% in March. This rise was primarily due to a higher interest rate on working capital loans compared to March.
Excluding treasury loans, the weighted average interest rate on new loans for April 2025 was 2.216%, up by 0.05 percentage points from 2.166% in March.
資料來源：中華民國中央銀行全球資訊網，統計至 2025 年 4 月。
Source：Central Bank of the Republic of China ( Taiwan ) official website, data updated until Apr 2025.
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建物移轉登記量分析（所有權第一次）Analysis of Property Transfer Registration ( First-time Ownership ) |
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年份
Year |
縣市
Citiy |
買賣移轉棟數
First - Time Property Transfer Registration |
年變動
Yearly Variation |
變動率
Variation Rate |
2025 年 4 月
2025. Apr |
六都
Six Major Cities |
11,355 |
年增↗
Increased ↗ |
73.04% |
2025 年 4 月
2025. Apr |
台北市
Taipei |
949 |
年減↘
Decrease ↘ |
-8.22% |
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建物移轉登記量分析（買賣）Analysis of Property Transfer Registration ( Buy - Sell Transactions ) |
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建照、使照量分析 The Number of Building Permits and Usage Permits |
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- 2025 年 4 月建照戶數較上月增加、使照核發戶數變化較上月減少。
In Apr 2025, the number of issued construction permits decreased compared to the previous month, resulting in a reduction in the total number of permitted households.
- 整體建照、使照及供給戶數整體有逐漸減少之勢，綜觀整體房市較為觀望氛圍，因受政策影響，須持續關注市場變化
Overall, there is a gradual decline in the number of building permits, usage permits, and housing supply. The housing market remains in a wait-and-see mode, influenced by policy factors, making it essential to continuously monitor market developments.
資料來源：台北市建管處，因資料發布之時間差，統計至 2025 年 4 月。
Source：Taipei City Building Management Office, data updated until Apr 2025.
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台北市住宅交易量分析 Analysis of Residential Property Transaction Volume in Taipei City |
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- 2025 年 3~4 月交易熱門區域為中山區、大安區、內湖區。
The most active transaction areas from March to April 2025 were Zhongshan District, Daan District, and Neihu District.
- 中山區、大安及內湖區交易量為北市最熱絡。全區市場較為平穩，外部影響因素增多，使台北住宅交易市場放緩。
Zhongshan District, Daan District, and Neihu District recorded the highest transaction volumes in Taipei City from March to April 2025. While these districts remained the most active, the overall market was relatively stable. However, an increase in external influencing factors has led to a slowdown in the city's residential property transactions.
資料來源：台北市地政局，因資料發布之時間差，統計至 2025 年 4 月。
Source：Taipei City Land Administration Agency. Data is updated until Apr 2025.
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台北市住宅交易總價帶與類型分析 Analysis of Residential Property Transaction Price Ranges and Types in Taipei City |
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- 2025 年 3~4 月台北市住宅交易雖主要集中在總價 2,000 萬元以內， 比例為 65.71%，較上季略為增加。
From March to April 2025, residential transactions in Taipei City were primarily concentrated in properties priced under NT$20 million, accounting for 65.71% of total transactions—an increase from the previous quarter.
- 1,001 - 2,000 萬住宅交易其次，比例持平平穩。
Residential transactions in the NT$10 million to NT$20 million range ranked second, with the proportion remaining stable.
- 4,000 萬以上住宅交易占全市交易 30.44%，高總價交易略增。
Residential transactions above NT$40 million account for 30.44% of the city's total transactions, with a slight increase in high-value sales.
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- 2025 年 3~4 月住宅交易產品類型主要集中公寓產品，占比約 65.78%，比例上揚 。
From March to April 2025, residential transactions were mainly concentrated in apartment buildings, accounting for approximately 65.78% of the market—a rise in proportion compared to previous periods.
- 2025 年 3~4 月住宅交易以屋齡 6~30 年以上為最大宗，占比略增加至 64.26% 。
From March to April 2025, residential transactions were predominantly for properties aged 6~30 years, accounting for 64.26% of the total—a slight increase in proportion.
資料來源：台北市地政局，因資料發布之時間差，統計時間為 2025 年 4 月。
Data Source：Taipei City Land Administration, Statistics as of Apr 2025.
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台北市捷運線整體平均行情 Property Overview by Taipei Metro Route |
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- 近期台北市捷運線週邊住宅平均交易單價區間擴大，交易也分散，但明顯成交單價持續略微升高。
Recently, the average transaction prices for residential properties around Taipei's MRT lines have seen an expanded range, indicating a more dispersed market. However, there has been a noticeable slight increase in transaction prices overall.
- 近期捷運線周邊住宅交易坪數小坪數仍為主力。
Small-sized residential units continue to dominate transactions around the metro lines.
資料來源：台北市地政局，因資料發布之時間差，統計時間為 2025 年 4 月，統計資料為捷運站 300 公尺內之實價登錄交易資料。
Source：Taipei City Land Administration Agency. The statistics cover the period from Apr 2025 and are based on the transaction data recorded within a 300-meter radius of MRT stations. |
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